Many people will wish to take financial advice before establishing their SIPP, Chandos Rose offer advice on all aspects of SIPPs and their uses. Find out more

If you would like to make your own decisions about your pensions, Chandos Rose offers you the opportunity to invest in low cost SIPPs. Find out more

Move your savings to a better pension 

A pensions revolution has taken place over the last few years with the development of the Self-invested Personal Pension – the SIPP. For you, as an investor, this offers the opportunity both to get better returns from your new savings and to pay lower charges for your existing plans – something that could add literally thousands of pounds to your pension fund. New pension rules now allow you to transfer all your existing pensions to a modern SIPP. Although you need to watch out for transfer-out costs or possible lost guarantees, transferring some or all of your old pensions to a single SIPP could be very cost-effective and offer: 

• All your pensions savings together in one easily managed portfolio
• A full range of investment choices
• On-line valuations available seven days a week
• Greatly reduced paperwork and administration
• Low-cost switching between investments
• Flexible benefits on retirement